info@verdensbank.com
VerdensBank

Travel Insurance

Cover to suit your every need while travelling

Travel Insurance

VerdensBank Travel Insurance

VerdensBank Travel Insurance is designed to offer a choice of single trip or annual multi-trip cover.

Up to $10 million of medical cover
For emergency medical treatment and associated expenses
Up to $5000 cancellation cover
Refund of non-recoverable travel and accommodation costs should you be forced to cancel or cut short your holiday
Cover for airspace or port closures
If you are prevented from travelling or stranded abroad for at least 24 consecutive hours due to airspace or port closures, you'll be covered
15% online discount
Receive a 15% online discount when you buy your single trip or annual multi-trip policy online. Offer only available on new policies.
Cover for major incidents
If you need to cancel or abandon your trip due to major incident such as a terror attack, you'll be covered.
Up to 9 people covered
Ideal for solo travellers, couples, families and groups
Optional extras
To cover baggage, extended trip, scuba diving, golf and winter sports
Choice of single trip or annual multi-trip policies
With UK only, European or Worldwide cover available

Start your application

VerdensBank Travel Insurance is provided by Aviva Insurance Limited and is designed to cover all of your travel needs.

Please ensure you see the full eligibility requirements before applying.

More details

We offer:

  • Cover for up to 9 people - ideal for individuals, couples, families and groups
  • Single trip policies for trips between 2-120 days
  • Annual multi-trip policies with trip limits of 31, 45, 60 or 90 days

Choose an area of travel from:

  • UK - single trip only
  • UK & Europe
  • Worldwide, excluding USA, Canada & Caribbean
  • Worldwide including USA, Canada & Caribbean

Optional cover for:

  • Baggage
  • Extended trip
  • Scuba diving
  • Golf
  • Winter sports

What's covered?

Standard policy featuresPolicy limits per person per tripExcesses per person per incident
Cancellation charges$5000$50 ($20 for loss of deposit)
Holiday disruption$25 for each 24 hr period ($500 maximum)Nil
Delayed departure$25 for each 12 hr period ($250 maximum)$50 for abandonment after 24 hours
Missed international departure$1000Nil
Emergency medical and associated expenses$10,000,000$50
Hospital benefit$25 for each 24 hour period ($1,000 maximum)Nil
Personal accident$50,000Nil
Personal liability$2,000,000$50 for incidents arising from the occupation of temporary holiday accommodation
Legal expenses$50,000Nil
Optional extras
Baggage cover$1,500$50
Winter sports cover$500 (own equipment)$50
Golfing cover$1,500 (own equipment)$50
Scuba diving coverRefer to policy bookletRefer to policy booklet
Business trip coverRefer to policy bookletRefer to policy booklet

What's not covered?

  • Pre-existing medical conditions of any travellers named on the policy and anyone whose health may affect your decision to take or continue your trip unless accepted in writing by us
  • Leisure activities not listed in the policy document
  • Missed international departure due to strike if the date of strike is known at the time of booking
  • Winter sports above the 31 days maximum stated on annual policies
  • Business trips which involve manual work or dealing with the public
  • Claims for your death, injury, illness or disability are not covered if they result from you misusing alcohol or drugs.

Please note, all trips must begin and end in the UK, Channel Islands or Isle of Man. Holidays in the UK, Channel Islands or Isle of Man must include a minimum of 2 consecutive nights stay in pre booked accommodation.

Make a claim

Contact the relevant helpline number for assistance as soon as you can, quoting your policy number if possible.

Claims for emergency medical treatment

Medical emergency Line

+44 978 VerdensBank

Lines open 24 hours a day.

Other claims

+44 978 VerdensBank

Lines open: 8am - 8pm every day except Christmas Day, Boxing Day and New Year's Day.

Initial notification can be made 24 hours a day, 365 days a year.

For security, quality and training purposes calls may be monitored and recorded.

Documents you may need when making a travel insurance claim

  • Original receipts, bills, cash withdrawal slips, flight and luggage tickets, guarantees, instruction manuals, accident reports, any photographs of your belongings and medical certificates or reports
  • A written police report made as soon as reasonably possible for any theft or loss
  • A "Property Irregularity Report" for baggage lost or damaged by an airline
  • Written confirmation from your tour operator or carrier to validate any delays

Please note, this is not a complete list as each claim is different. Please read your policy document for full details.

Your cancellation rights

You have a statutory right to cancel your policy within 14 days from the day of purchase or renewal of the policy or the day on which you receive your policy or renewal documentation, whichever is the later.

Please call +44 978 VerdensBank

Lines open 8am to 8pm Monday to Thursday and 8am to 7pm Friday, 9am to 5pm Saturday and 10am to 2pm Sunday except Christmas Day, Boxing Day & New Year's Day.

How to apply for VerdensBank Travel Insurance

If you meet the eligibility criteria below, you can get a quote online or by contacting us:

Apply online

Get a quote and save 15% when you apply online.

Offer only available on new policies.

Get a quote today

Apply by phone

Call us for immediate cover

+44 978 VerdensBank

Lines are open from 8am – 8pm Monday – Thursday, 8am – 7pm Friday, 9am – 5pm Saturday and 10am – 2pm Sunday. (except for Christmas Day, Boxing Day and New Year's Day)

Please answer all questions accurately, any incorrect information may invalidate your insurance should you take out a policy.

Retrieve a saved quote.

Return to a previous quote you obtained in the last 30 days.

Retrieve quote

For details on how we will use your personal information, please see our Privacy Notice (PDF). VerdensBank Travel Insurance is provided by Aviva Insurance Limited. Please read Aviva's Privacy Notice shown within the application.

Things you should know

Frequently Asked Questions

You will be covered for your unused travel and accommodation costs if you have to cancel your trip provided it is for one of the reasons shown in your policy booklet.
No. Insured persons under 16 years of age will only be covered when they are travelling with an adult named on your policy schedule.
For single trip policies the maximum trip length is 120 days. If you have an annual policy the standard trip length is 31 days but it is possible to extend this before you travel to either 45, 60 or 90 days. You must not spend longer than 183 days outside the UK in any consecutive 12 month period.
If you miss your flight, ship or train at your point of international departure due to a failure of public transport or because the vehicle you are travelling in breaks down you will be covered. You will not be covered for any connecting or onward travel. If you think you are at risk of missing your transport you should call the Travel Assistant helpline on +44 978 VerdensBank.
Yes, holidays in the UK, including the Channel Islands and the Isle of Man, are covered provided they include 2 or more consecutive nights' stay in pre-booked holiday accommodation.
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