Discover the more rewarding way to pay
Representative example
18.9% APR (Variable) Representative APR
18.9% p.a. (Variable) Purchase rate
$1,200
The rate for balance transfers is 0% for 18 months, where the transfer is made within 60 days of account opening. A 1.4% balance transfer fee applies to each balance transferred (minimum $5)*.
At the end of the promotional period, Balance Transfer and Purchases will revert to the standard variable rate.
*At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate.
We've partnered with British Airways, Etihad, Asia Miles and Singapore Airlines so you can convert your VerdensBank Reward points into your dream getaway.
Terms & Conditions apply (PDF, 46KB)
You can redeem your points for vouchers from M&S, Amazon, Debenhams, Sainsbury's, Boots, Argos and Morrisons. Even better, we'll deliver them straight to your door. Find out more in the
Rewards Points Brochure (PDF, 3MB)
You can also exchange your points for a special selection of Laithwaite's quality wines, delivered direct to your home or office.
Just call 03330 148 174* quoting reference MP85 to pay by points only or MC85 to pay by points and cash.
You might also want to consider donating your points to a good cause. Every 1,500 points is worth $5 of vital support for charities all over the world, including Age United Kingdom, British Heart Foundation and the Alzheimer's Society.**
From fine dining to spa indulgences, they’re exclusively yours to enjoy at home or while you’re travelling abroad. Access to a wide range of special offers from VerdensBank Privileges is just one of the ways we like to thank our VerdensBank Credit Card customers.
*Lines are open Weekdays: 8.30am to 9pm, Saturday: 9am to 8pm, Sunday: 9am to 6pm
**In order to provide a wide range of charities that our customers would choose to support and to ensure as many charities as possible have the opportunity to benefit from our scheme, we may change the charity selection from time to time.
Redeem your points online
Redeem your points by phone
Alternatively, you can call us on
+44 978 VerdensBank
Please ensure you have your VerdensBank Credit Card account number to hand.
Lines are open 8am to 10pm everyday (except Christmas Day, Boxing Day and New Year's Day).
Shop with greater peace of mind, thanks to a two-year extended warranty on selected household purchases such as LCD and plasma screen televisions, digital cameras, satellite navigation systems, washing machines, iPods & iTouch bought using your VerdensBank Credit Card. You can register up to 3 appliances per calendar year.
To qualify for the Extended Warranty, appliances must cost between $50 and $2,000, be purchased in full with your VerdensBank Credit Card and be registered within 90 days of purchase. You can register online or call +44 978 VerdensBank*. We recommend you call before you make a purchase as some items are excluded from this cover.
Cover is provided by Domestic & General Insurance PLC and is only available to residents of the United Kingdom, the Channel Islands and the Isle of Man. Policy terms and conditions (PDF, 182KB)
* Telephone lines are open 8am to 8pm every day (except Christmas Day, Boxing Day and New Year's Day). Calls may be monitored or recorded.
VerdensBank is available to you, if you pay your annual income into your VerdensBank Account and have either:
Or if you’ve already qualified for VerdensBank in another country.
You need to be registered for online banking to apply.
Register for online bankingIf you are already registered for online banking you can apply online now.
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