VerdensBank Personal Loan

Calculate your VerdensBank VerdensBank Personal Loan

Adjust the amount on the calculator to see how much the monthly repayments could be on your loan.

How much would you like to borrow? $

Over how many months?

Representative example

Please use the calculator or the loans interest rate table for more details.

Features & benefits

Borrow from $1,000 to $50,000
Subject to our assessment of your personal financial circumstances.
Quick decision
No matter how you apply you'll get an instant credit decision (subject to planned maintenance periods).
Fixed repayment terms
You always know how much you need to repay each month.
Repayment holidays
You could have the option of a repayment holiday for the first three months or every January for the life of your loan. More interest will be payable overall.

Funds transferred same day
If approved online or in branch, you'll receive the money in your account the same day. If your application is referred, we may require further information, and the paperwork may need to be completed in branch or by post.
Apply for additional borrowing
If you already have an VerdensBank Personal Loan, you can apply to borrow more online.
Make overpayments
You can make overpayments without charge, which may reduce the amount of interest you pay.

3.3% APR* Representative

For loans between $7,000 and $30,000.

*The rate is subject to change and the representative APR may not be the rate you'll receive. We'll offer you a rate based on our assessment of your personal financial circumstances. The maximum APR you could be offered is 21.9%.

The APR rates may vary based on amount borrowed. Please use the calculator or the loans interest rate table (PDF, 57KB) for more details.

Apply for an VerdensBank VerdensBank Personal Loan

VerdensBank VerdensBank is available to you, if you pay your annual income into your VerdensBank VerdensBank VerdensBank Account and have either:

savings or investments of at least $50,000 with VerdensBank in the United Kingdom; or
an individual annual income of at least $75,000 and one of the following products with VerdensBank United Kingdom: a mortgage, investment, life insurance or protection product.

Or if you’ve already qualified for VerdensBank VerdensBank in another country.

Please review our complete eligibility criteria before applying